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Companies use Tesorio to offer their vendors an opportunity to get paid earlier on invoices in exchange for a small discount

News and Press

Where Smart Money VCs Are Placing Bets in Fintech in One Market Map

CB Insights • March 1, 2017

From banking to blockchain to insurance and real estate, here's where smart money VCs are investing in fintech.

A new Y Combinator startup wants to help freelancers get paid faster

Business Insider • Aug. 13, 2015

Tesorio, a new startup coming out of Y Combinator, doesn't want you to wait 60 days to get paid money you've earned for work you've already done. Instead, the startup helps companies pay their suppliers, vendors, and freelancers faster by offering discounts to big companies for paying immediately.

Founders / Key Team

Carlos Vega
Carlos Vega
CEO & Co-Founder

Carlos is the CEO and Co-Founder of Tesorio, a cloud-based marketplace for companies to finance each other's day-to-day capital needs. Prior to starting Tesorio, he was the Director of SDF Energy Group, and the Co-Founder and Director of Factoring Company, an Investment Banking Associate at MBA Lazard, a Financial Analyst at Conservatorio, and a Financial Analyst & Reinsurance Specialist at Barents Re Arden & Price Group in Panama. In 2005, he spent a year as a globetrotter during his "Round the World Trip" and visited Central America, Europe, North America, Oceania, South Pacific, and Southeast Asia. He has also worked in New York as a business analyst for General Motors. He has a BA in Economics from the University of Pennsylvania and a Master of Business Administration from the Wharton School.

Fabio Fleitas
Fabio Fleitas

Prior to starting Tesorio, Fabio was the Co-Founder and President of PennApps Fellows, which paired talented students from all around the world with the best Philly-area tech startups. He also worked on PennCourseNotify, which allows students at the University of Pennsylvania to be notified whenever a closed course has an opening via email, and ProjectPHL, a not-for-profit donation of engineering effort to individuals with ideas selected by the Philadelphia community.